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Save My Home

“I would personally like to thank Mr. Spiller for what he has done for me. He saved my house that my children & I have lived in for the last 22 years from foreclosure and I'm sure he would do for you as he has done for me.”

New Jersey Foreclosure Prevention Lawyer

Loan Modifications to Save Your Home – Brenner Spiller & Archer, LLP from Brenner Spiller & Archer, LLP on Vimeo.

Our Experienced, Friendly Debt Attorneys Can Help Save Your Home

Your home is your castle. It’s likely the largest investment you’ve ever made and it’s the place where you and your family feel safe. However, when unmanageable debt threatens your home, it’s completely understandable if you feel overwhelmed and frustrated. The mortgage company wants its payments and when a homeowner gets into significant arrears, it can be very difficult to avoid foreclosure.

However, all hope is not lost. At the law firm of Brenner Spiller & Archer, LLP, we care about our clients and have helped countless homeowners in South Jersey remain in their homes through a variety of methods. Contact our Collingswood, NJ office today to speak with an experienced, friendly lawyer who will explain your rights and options, answer all of your questions, and do what’s necessary to save your home.

Seasoned Debt Lawyers Outline Some Options for Avoiding Foreclosure

When bills are mounting and it feels like you are drowning in debt, your attention can quickly turn to the topic of foreclosure. Will the bank take your home? Will you have to file for bankruptcy? Can filing for bankruptcy protection even save your home from foreclosure?

These are all good questions; the experienced lawyers at Brenner Spiller & Archer, LLP have the answers. We invite you to contact us for a free consultation to learn about your options, which include filing for Chapter 13 bankruptcy, debt negotiation or settlement, obtaining a loan modification and even selling your home in favor of downsizing into something you can better afford. The latter, of course, doesn’t save your home, but it does provide you with an alternative to foreclosure that may be able to save your credit to some extent.

Chapter 13 Bankruptcy: There are two basic options for a person who is considering filing for personal bankruptcy protection: Chapter 7 and Chapter 13. Chapter 13 bankruptcy is the option many choose when they are hoping to stave off foreclosure. Also called reorganization bankruptcy, Chapter 13 allows a person to set up a repayment plan to pay back creditors in smaller amounts over a longer period of time (usually three to five years). This includes paying back mortgage arrears and getting current with your loan. Doing so allows a homeowner to keep their home. This is a very complex area of the law; contact Brenner Spiller & Archer, LLP to learn more about how Chapter 13 bankruptcy can keep your home out of foreclosure.

Loan Modification: Your lawyer can explain the details of another popular option for saving your home from foreclosure: loan modification. In this program, you may be able to restructure your loan and reduce monthly payments. You may also be able to take some of your equity to pay down debt so you avoid bankruptcy.

Contact a Caring NJ Debt Negotiation Lawyer at Brenner Spiller & Archer, LLP to Save Your Home from Foreclosure

Being in debt is a horrible feeling for many hardworking people. You toss and turn at night trying to figure out which bills to pay — if you even have any money to pay any of your creditors this month. Meanwhile, your mortgage is in arrears and you worry about where your family will live if the bank forecloses on your house. These fears are understandable, but it’s important to know you have options.

There are many ways you may be able to save your home from foreclosure and even possibly avoid bankruptcy. You can get through these challenging financial times; we can help. At Brenner Spiller & Archer, LLP, we provide friendly, caring and affordable legal services. We serve clients throughout central and south Jersey with offices in Collingswood, Mount Holly, Vineland, and Freehold. If you need a friendly lawyer who truly cares about you, call 856.963.5000 today to get your free consultation.

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    Our Office Locations

     

    MAIN OFFICE

    175 Richey Avenue
    Collingswood, NJ 08107

    Phone: 856-997-2546

    Fax: 856-858-4371

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    MT. HOLLY

    33 Grant Street
    Mt. Holly, NJ 08060

    Phone: 609-303-5060

    Fax: 856-858-4371

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    VINELAND

    1063 E Landis Avenue
    Vineland, NJ 08360

    Phone: 856-406-2332

    Fax: 856-858-4371

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    FREEHOLD

    57 W. Main St.
    Freehold, NJ 07728

    Phone: 732-338-0659

    Fax: 856-858-4371

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