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3 Benefits of Chapter 7 Bankruptcy

“I would personally like to thank Mr. Spiller for what he has done for me. He saved my house that my children & I have lived in for the last 22 years from foreclosure and I'm sure he would do for you as he has done for me.”
06Jan
21

3 Benefits of Chapter 7 Bankruptcy

Bankruptcy sometimes gets an unfair stigma attached to it. The reality is that it helps many people get out of financial trouble. Credit card bills pile up, life circumstances suddenly change. Whatever the problem, bankruptcy gives people the chance to start over. When you file a Chapter 7 bankruptcy, you’ll be assigned a trustee to…
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04Dec
20

Why Bankruptcy Doesn’t Always Erase Student Loan Debt

Filing for bankruptcy can be a difficult and frustrating time in your life, and any obstacles can only increase stress. Our lawyers will always try to help guide you through the process, but don’t be surprised if you read that student loans may not count in your bankruptcy. Student Loans in the US The first US student loans…
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03Nov
20

Here’s How Chapter 13 Bankruptcy Can Save Your Home

Chapter 13 bankruptcy is also known as “reorganization bankruptcy.” Chapter 13 is a restructuring plan, unlike Chapter 7 bankruptcy, which can require you to give up many of your assets in exchange for the debt being wiped out. In other words, Chapter 13 lets you pay back your debt to creditors over a longer period…
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19Oct
20

What is Automatic Stay in Bankruptcy?

Being in debt is hard. It’s even worse when debt collectors hound you every day. To the collectors, it’s only a job and nothing personal. But to you, it feels like harassment. Despite the fact that there is a law in place that’s supposed to keep you from being called at certain times and while…
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21Sep
20

5 Possible Loan Modification Options for Your Mortgage

Sometimes bankruptcy isn’t the right option for people, but they still want to save their home from foreclosure. For those in this situation, a loan modification might be the best choice. People can apply for a loan modification on their first and second mortgages, especially if they’re behind in their payments or if their interest…
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