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3 Benefits of Chapter 7 Bankruptcy
By Brenner Spiller & Archer, LLP | January 6, 2021
Bankruptcy sometimes gets an unfair stigma attached to it. The reality is that it helps many people get out of financial trouble. Credit card bills pile up, life circumstances suddenly change. Whatever the problem, bankruptcy gives people the chance to start over. When you file a Chapter 7 bankruptcy, you’ll be assigned a trustee to…
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20
Why Bankruptcy Doesn’t Always Erase Student Loan Debt
By Brenner Spiller & Archer, LLP | December 4, 2020
Filing for bankruptcy can be a difficult and frustrating time in your life, and any obstacles can only increase stress. Our lawyers will always try to help guide you through the process, but don’t be surprised if you read that student loans may not count in your bankruptcy. Student Loans in the US The first US student loans…
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Here’s How Chapter 13 Bankruptcy Can Save Your Home
By Brenner Spiller & Archer, LLP | November 3, 2020
Chapter 13 bankruptcy is also known as “reorganization bankruptcy.” Chapter 13 is a restructuring plan, unlike Chapter 7 bankruptcy, which can require you to give up many of your assets in exchange for the debt being wiped out. In other words, Chapter 13 lets you pay back your debt to creditors over a longer period…
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20
What is Automatic Stay in Bankruptcy?
By Brenner Spiller & Archer, LLP | October 19, 2020
Being in debt is hard. It’s even worse when debt collectors hound you every day. To the collectors, it’s only a job and nothing personal. But to you, it feels like harassment. Despite the fact that there is a law in place that’s supposed to keep you from being called at certain times and while…
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20
5 Possible Loan Modification Options for Your Mortgage
By Brenner Spiller & Archer, LLP | September 21, 2020
Sometimes bankruptcy isn’t the right option for people, but they still want to save their home from foreclosure. For those in this situation, a loan modification might be the best choice. People can apply for a loan modification on their first and second mortgages, especially if they’re behind in their payments or if their interest…
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