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Here’s How Chapter 13 Bankruptcy Can Save Your Home
By Brenner Spiller & Archer, LLP | November 3, 2020
Chapter 13 bankruptcy is also known as “reorganization bankruptcy.” Chapter 13 is a restructuring plan, unlike Chapter 7 bankruptcy, which can require you to give up many of your assets in exchange for the debt being wiped out. In other words, Chapter 13 lets you pay back your debt to creditors over a longer period…
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What is Automatic Stay in Bankruptcy?
By Brenner Spiller & Archer, LLP | October 19, 2020
Being in debt is hard. It’s even worse when debt collectors hound you every day. To the collectors, it’s only a job and nothing personal. But to you, it feels like harassment. Despite the fact that there is a law in place that’s supposed to keep you from being called at certain times and while…
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5 Possible Loan Modification Options for Your Mortgage
By Brenner Spiller & Archer, LLP | September 21, 2020
Sometimes bankruptcy isn’t the right option for people, but they still want to save their home from foreclosure. For those in this situation, a loan modification might be the best choice. People can apply for a loan modification on their first and second mortgages, especially if they’re behind in their payments or if their interest…
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12 Pros And Cons Of Filing For Bankruptcy
By Brenner Spiller & Archer, LLP | August 17, 2020
Maybe you haven’t been disciplined on your spending habits. Perhaps you have fallen on bad luck after a flow of unforeseen expenses or you have unexpectedly lost income. Filing for bankruptcy may not be an ideal step in your life, but it may save you from a seemingly endless amount of debt. Filing for personal…
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4 Benefits of Chapter 13 Bankruptcy
By Brenner Spiller & Archer, LLP | July 20, 2020
It’s very common for people to have money problems. You might be surprised to hear that thousands of people file for bankruptcy each year. A couple of the most common forms of bankruptcy are Chapter 7 and Chapter 13. Many people choose Chapter 7 when they’re open to liquidation, but you might be interested in…
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