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Here’s How Chapter 13 Bankruptcy Can Save Your Home

“I would personally like to thank Mr. Spiller for what he has done for me. He saved my house that my children & I have lived in for the last 22 years from foreclosure and I'm sure he would do for you as he has done for me.”
03Nov
20

Here’s How Chapter 13 Bankruptcy Can Save Your Home

Chapter 13 bankruptcy is also known as “reorganization bankruptcy.” Chapter 13 is a restructuring plan, unlike Chapter 7 bankruptcy, which can require you to give up many of your assets in exchange for the debt being wiped out. In other words, Chapter 13 lets you pay back your debt to creditors over a longer period…
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19Oct
20

What is Automatic Stay in Bankruptcy?

Being in debt is hard. It’s even worse when debt collectors hound you every day. To the collectors, it’s only a job and nothing personal. But to you, it feels like harassment. Despite the fact that there is a law in place that’s supposed to keep you from being called at certain times and while…
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21Sep
20

5 Possible Loan Modification Options for Your Mortgage

Sometimes bankruptcy isn’t the right option for people, but they still want to save their home from foreclosure. For those in this situation, a loan modification might be the best choice. People can apply for a loan modification on their first and second mortgages, especially if they’re behind in their payments or if their interest…
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17Aug
20

12 Pros And Cons Of Filing For Bankruptcy

Maybe you haven’t been disciplined on your spending habits. Perhaps you have fallen on bad luck after a flow of unforeseen expenses or you have unexpectedly lost income. Filing for bankruptcy may not be an ideal step in your life, but it may save you from a seemingly endless amount of debt. Filing for personal…
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20Jul
20

4 Benefits of Chapter 13 Bankruptcy

It’s very common for people to have money problems. You might be surprised to hear that thousands of people file for bankruptcy each year. A couple of the most common forms of bankruptcy are Chapter 7 and Chapter 13. Many people choose Chapter 7 when they’re open to liquidation, but you might be interested in…
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