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It’s Never Too Late To Save Your Home

“I would personally like to thank Mr. Spiller for what he has done for me. He saved my house that my children & I have lived in for the last 22 years from foreclosure and I'm sure he would do for you as he has done for me.”
It’s Never Too Late To Save Your Home

It’s Never Too Late To Save Your Home

The attorneys at Brenner Spiller & Archer recently helped a client save their home from foreclosure. The client was facing a sheriff sale and had less than thirty days before they would be forced out of their home. They had a mortgage of over $1,000,000, but they hadn’t made a payment since March of 2010. They owed over $554,000 in payments.

Our attorneys helped the client file for Chapter 13 bankruptcy to enter into the Bankruptcy Court’s Loss Mitigation Program in an attempt to obtain a loan modification. Within nine months we were able to obtain a permanent loan modification offer from the mortgage company. The Loss Mitigation Program is a unique tool that can be used when one files for bankruptcy protection. All parties subject to the Loss Mitigation Program must negotiate in good faith.

If you have missed mortgage payments, then the mortgage company will only stop a foreclosure if you bring the account current. Most homeowners don’t have a lump sum of money lying around to bring their mortgage account current. That’s where the Loss Mitigation Program comes into play.

Contact Our New Jersey Mortgage Modification Lawyers

When you are looking for an alternative to bankruptcy, or if bankruptcy protection does not go far enough, consider a loan modification. The loan modification process under the government’s new foreclosure prevention plan is voluntary to the mortgage company. However, there are times when a loan modification is a right step for both borrowers and lenders.

The loan modification lawyers at Brenner Spiller & Archer negotiate with lenders to obtain loan modifications for clients throughout Central and South Jersey. Contact our loan modification attorneys online or call 856-963-5000 to schedule a free initial consultation to discuss your situation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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    Our Office Locations



    125 NJ-73 North
    West Berlin, NJ 08091

    Phone: 856-963-5000

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    33 Grant Street
    Mt. Holly, NJ 08060

    Phone: 609-303-5060

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    1063 E Landis Avenue
    Vineland, NJ 08360

    Phone: 856-406-2332

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    57 W. Main St.
    Freehold, NJ 07728

    Phone: 732-338-0659

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