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Here’s How Chapter 13 Bankruptcy Can Save Your Home

“I would personally like to thank Mr. Spiller for what he has done for me. He saved my house that my children & I have lived in for the last 22 years from foreclosure and I'm sure he would do for you as he has done for me.”

Here’s How Chapter 13 Bankruptcy Can Save Your Home

Chapter 13 bankruptcy is also known as “reorganization bankruptcy.” Chapter 13 is a restructuring plan, unlike Chapter 7 bankruptcy, which can require you to give up many of your assets in exchange for the debt being wiped out.

In other words, Chapter 13 lets you pay back your debt to creditors over a longer period of time. It usually takes between three and five years to complete this plan and fully get back on your feet financially.

Here’s how Chapter 13 bankruptcy can save your home:

  • Payments of your mortgage arrears will be spread out over the repayment period.
  • In addition to repaying the arrears, you will also have to stay current on mortgage payments going forward.
  • If you keep up with your mortgage payments during the repayment time, you will be able to remain in your home and stave off any foreclosure proceedings.

Contact a South Jersey Chapter 13 Bankruptcy Lawyer Today

Bankruptcy laws are extremely confusing and can easily overwhelm anyone who doesn’t have considerable experience navigating these complicated laws. If you are reading this page, it’s likely you realize you need a Chapter 13 specialist to help you save your home. You’ve come to the right place.

At Brenner Spiller & Archer, LLP, we provide friendly, caring and affordable legal services. We serve clients throughout central and south Jersey with offices in Collingswood, Mount Holly, Vineland, and Freehold.

Contact Us Today to Get Your Free Consultation

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