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  • Did It Just Become Easier For People With Student Loan Debt To File For Bankruptcy?

    • By Brenner Spiller & Archer, LLP

      May 21st, 2019

    Not all college graduates are as fortunate as this year’s Morehouse College seniors, surprised with the news delivered during billionaire investor Robert F. Smith’s commencement speech that he will be paying off their student loan debt. Smith’s generous gift is estimated at $40 million. That is one (lucky) graduating class of 396 students. Just How [..]

  • The Bankruptcy Means Test – What It Is and How It Impacts Filing

    • By Brenner Spiller & Archer, LLP

      April 9th, 2019

    For the most part, anyone can file for bankruptcy. And when given a choice, many debtors prefer filing Chapter 7 bankruptcy because it discharges most debt, giving them a new and fresh start. However, in order to qualify, a debtor must first meet an income limitation by way of a means test. What is the [..]

  • Why You Shouldn’t File for Bankruptcy Without an Attorney

    • By Brenner Spiller & Archer, LLP

      March 13th, 2019

    Bankruptcy laws do not require debtors to have an attorney to file for bankruptcy, but is it wise to represent yourself in order to save some money? Some people worry about the cost of an attorney so they take a crack at it alone…but what lurks around the corner for an unrepresented debtor? What can [..]

  • Seniors Choosing Not to Retire because of Debt Struggles

    • By Brenner Spiller & Archer, LLP

      February 20th, 2019

    This is the first article in a blog series on seniors and retirement. Check out the second blog in this series, “Exploring the Link between Retirement Savings and Continued Employment.” More and more elderly Americans are foregoing retirement and continuing to work as they struggle with debt, according to data released by the US Bureau [..]

  • How Does Bankruptcy Affect Your Credit Score?

    • By Brenner Spiller & Archer, LLP

      February 6th, 2019

    When it comes to your financial future, it is important for you to do what is necessary to ensure that your credit score remains in decent shape. Unfortunately, the realities of life – and a struggling economy – can sometimes get in the way of your aspirations for a good credit score. If you are [..]

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