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Tax Liens Attorneys in NJ
Bankruptcy and Debt Management Attorneys Help You Protect Your Home from Foreclosure
When a New Jersey property owner is delinquent on the taxes owed on a home, a tax lien may be imposed on that property to secure the payment of taxes. In some cases of delinquency, a tax sale may occur, where the government will sell the lien and tax obligation to a third party. This third party has the right to collect the tax obligation from the property owner. If the property owner is unable to pay that obligation, it may result in a tax foreclosure.
At the law firm of Brenner Spiller & Archer, LLP, our New Jersey tax lien lawyers represent individuals who are facing tax liens and tax foreclosure. We understand the difficulty of facing a tax lien and the consequences that it can have on your ability to sell or refinance your home. There also may be consequences should you decide to seek a loan modification. A Chapter 13 bankruptcy may be the appropriate option to help you pay off your tax lien and save your home from tax foreclosure in Central or South Jersey.
Tax Liens and Chapter 13 Bankruptcy
In a Chapter 13 bankruptcy, individuals are able to create a payment plan that will allow them to pay off their debt over a period of three to five years. Chapter 13 bankruptcy also accounts for the income and expenses of those in debt to help them make payments to their plan without suffering further financial hardship. Real estate taxes and tax liens may be included when filing for Chapter 13 bankruptcy. Tax liens may not be discharged through Chapter 7 bankruptcy.
By filing for Chapter 13 bankruptcy and paying off your taxes in a smart and responsible manner, you may be able to save your home and find the debt relief that you need for a fresh financial start.
Contact Our South Jersey Tax Foreclosure Lawyers
If you are behind or are delinquent on paying your real estate taxes, we may be able to help. Contact our New Jersey tax lien attorneys online or call us directly to schedule a free initial consultation to discuss your situation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.